Terms and Conditions

Terms and Conditions

Please read these Terms and Conditions carefully before using the website lifeinsurancewest.com operated by Life Insurance West. By accessing or using the Website, you agree to be bound by these Terms and Conditions. If you do not agree to these Terms and Conditions, you may not use the Website.

Intellectual Property:

All content on the Website, including but not limited to text, graphics, logos, images, videos, and software, is the property of Life Insurance West or its licensors and is protected by copyright and other intellectual property laws. You may not use, reproduce, distribute, modify, or create derivative works of any content on the Website without our prior written permission.

Website Use:

You may use the Website for lawful purposes only and in accordance with these Terms and Conditions. You are responsible for ensuring that your use of the Website complies with applicable laws and regulations.

You agree not to engage in any activity that could harm, disrupt, or interfere with the functioning of the Website or the servers and networks connected to it.

User Content:

You may have the opportunity to submit or post content on the Website, such as comments, reviews, or other user-generated content .

By submitting User Content, you grant us a non-exclusive, worldwide, royalty-free, perpetual, irrevocable, and sublicensable right to use, reproduce, modify, adapt, publish, translate, distribute, and display such User Content in any media, for any purpose.

You represent and warrant that you own or have the necessary rights to grant the above license to us and that your User Content does not infringe the intellectual property or other rights of any third party.

Third-Party Links:

The Website may contain links to third-party websites or resources that are not owned or controlled by us. We do not endorse or assume any responsibility for the content, privacy practices, or terms of use of these third-party websites.

You acknowledge and agree that we shall not be responsible or liable for any damages or losses caused by your use of any third-party websites or resources.

Disclaimer of Warranties:

The Website is provided on an “as is” and “as available” basis, without any warranties of any kind, whether express or implied. We do not warrant that the Website will be uninterrupted, error-free, or secure.

To the fullest extent permitted by law, we disclaim all warranties, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of Liability:

To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or related to your use or inability to use the Website, even if we have been advised of the possibility of such damages.


You agree to indemnify, defend, and hold us harmless from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys’ fees) arising out of or related to your use of the Website or any violation of these Terms and Conditions.

Governing Law and Jurisdiction:

These Terms and Conditions shall be governed by and construed in accordance with the laws of [Insert Jurisdiction]. Any dispute arising out of or related to these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts.

Changes to the Terms and Conditions:

We reserve the right to modify or replace these Terms and Conditions at any time, without prior notice. The updated version of the Terms and Conditions will be effective upon posting on the Website. Your continued use of the Website after the effective date of any changes constitutes your acceptance of the modified Terms and Conditions.


If any provision of these Terms and Conditions is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect.

If you have any questions or concerns about these Terms and Conditions, please contact us using the information provided on the Website.